Your Car Was Taken Illegally. We’ll Get You $10K–$100K+
Every state has strict rules lenders must follow before and during a repossession. If they broke the law, you can sue for significant compensation — and we handle everything on contingency.
Common Recovery Amounts
- Statutory damages$10,000 - $25,000
- Actual damages (car value)Full vehicle value
- Emotional distress$5,000 - $50,000
- Attorney fees & costsPaid by the lender
- Punitive damagesUp to $100,000+
Find Your State’s Repossession Laws
Click your state on the map or search below to see your specific rights and protections.
Common Repossession Violations
If any of these happened to you, you likely have a strong case.
No Right-to-Cure Notice
Many states require lenders to notify you before repossession, giving you a chance to catch up on payments.
Breach of the Peace
Repo agents cannot use threats, force, break into a closed garage, or cause a confrontation.
Missing Post-Sale Notice
After selling your vehicle, lenders must send you a notice of the sale price and any deficiency balance.
Commercially Unreasonable Sale
Your vehicle must be sold in a commercially reasonable manner. Fire-sale prices can void the deficiency.
Personal Property Not Returned
Lenders must return personal belongings found in your vehicle. Failure to do so is a violation.
Wrongful Deficiency Judgment
If the repo was improper, the lender may lose the right to collect any remaining balance from you.
Get Your Free Case Evaluation
Tell us what happened. If you have a case, we fight for you at no upfront cost.
Was Your Car Wrongfully Repossessed?
Get a free case evaluation today. No fees unless we win.